Numo Budget terms of service

Last updated: 14 November 2026

These terms are an agreement between you and Novixway LLC ("Novixway", "we", "us"), the developer and publisher of Numo Budget, an offline expense tracker and budget app for Android. By installing or using Numo Budget you agree to them.

The app

Numo Budget is free to download and use, with an optional one time in-app purchase, Numo Budget Pro, that unlocks extra features. There are no ads and no subscriptions. We grant you a personal, non-exclusive, non-transferable, revocable licence to use Numo Budget on devices you own or control, for your own use.

Numo Budget Pro

Pro is sold through Google Play as a one time purchase and is tied to the Google account you used to buy it. You can restore it on another device signed in to the same Google account. Payments, refunds and taxes are handled by Google Play under its terms and refund policies. The list of Pro features is shown in the app before you buy. We may add features to Pro; we will not take away the core Pro features you paid for without a good reason, such as a change in Android or Google Play that makes one impossible.

Your data

Everything you enter belongs to you and stays on your device. You are responsible for keeping your own backups. Numo Budget offers an encrypted backup to a file you choose; the backup password is never stored and cannot be recovered by us, so if you forget it we cannot open the backup for you. Exchange rates in Numo Budget are the ones you type in; the app does not fetch rates. How Numo Budget handles information is described in the privacy policy.

Not financial advice

Numo Budget is a personal budgeting tool. It is not a bank, payment service, lender or financial adviser, and it does not connect to your bank. Figures, charts and totals in the app are calculated from what you enter and may contain mistakes. Do not rely on them as the only basis for financial, tax or legal decisions.

Acceptable use

Do not reverse engineer Numo Budget except where the law allows it, do not use it to break the law or anyone's rights, and do not redistribute modified copies under the Numo Budget name.

No warranty

Numo Budget is provided "as is" and "as available", without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose and non-infringement. We do not promise that Numo Budget will be error free or always available, that it will work on every device, or that its calculations will be suitable for any particular purpose.

Limitation of liability

To the fullest extent the law allows, Novixway LLC is not liable for any indirect, incidental, special, consequential or punitive damages, or for loss of data, money, use or profits, arising from your use of Numo Budget. Our total liability for any claim is limited to the amount you paid for Numo Budget Pro in the twelve months before the claim, or USD 50 if you paid nothing. Some places do not allow these limits, so they may not apply to you.

Ending

You can stop using Numo Budget at any time by uninstalling it. We may stop offering or updating Numo Budget at any time; the app keeps working offline on your device.

Changes

We may update these terms. The new version will be posted at this address with a new "Last updated" date; continuing to use Numo Budget after that means you accept it.

Contact

Questions about these terms: email contact@novixway.com.